Framing the Debate — Housing Finance for Slum Upgrading

UN-HABITAT
This paper provides an overview of the key issues related to slum upgrading and housing finance. Part 1 summarizes urbanization and the challenge it poses for affordable housing finance (see also Annex 1). Part 2 reviews the evolution of, and lessons learned from, various policy responses to informal settlements (see also Annex 2). Part 3 examines why affordable finance has been so elusive, while Part 4 highlights some successful initiatives (more detailed examples are provided in Annex 3). Part 5 poses several questions for further research.

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